Another thing to consider is medical insurance for the time you are here without employment. i don't know how "healthy" you are but to add a spouse to your (future) wife's plan can usually mean $$$$ to get your own without an employer to help supplement the cost can be $$$$$ i have heard the the affordable care act (obamacare) is supposed to help lower prices, but i wouldn't get my hopes up too much. sorry if i come across as a little doom and gloom, but i want to try and give you a realistic picture of what you may want to expect.