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    Thread: Retiring to the USA from the UK.


    1. #1

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      Retiring to the USA from the UK.

      Hi everyone,

      I'm due to retire shortly and would like to retire to the USA probably Florida due to the weather and we speak the same language. I'm trying to find out how long I can stay in the U.S. for and what visa I need. I would not be working and I would sort my own healthcare out so I would not be a "burden" on the state I just want to live there and spend my pension in the U.S. For some reason it seems pretty complicated, I just want to do it legally.

      Any other tips on U.S. life, where to live etc. would be most gratefully received, thank you.

      Hargy

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    3. #2

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      Quote Originally Posted by hargy1296 View Post
      Hi everyone,

      I'm due to retire shortly and would like to retire to the USA probably Florida due to the weather and we speak the same language. I'm trying to find out how long I can stay in the U.S. for and what visa I need. I would not be working and I would sort my own healthcare out so I would not be a "burden" on the state I just want to live there and spend my pension in the U.S. For some reason it seems pretty complicated, I just want to do it legally.

      Any other tips on U.S. life, where to live etc. would be most gratefully received, thank you.

      Hargy
      Hi and welcome Hargy

      Sadly there is no retirement visa for the US. The only option you would have is a visitors visa (B2) which you could stay up to 6 months a year, being retired you are more likely to get the visa than someone much younger who is eligible for VWP although nothing is guaranteed when it comes to US immigration!

      I currently live in Florida, I can see why someone would want to retire here BUT it's very different living here to coming on holiday.

      With healthcare insurance make sure it covers general doctors visits too, holiday insurance (if you can get it that long for the US) usually only covers emergency care, not forgetting any pre-existing conditions. Healthcare here costs a fortune, not even a small fortune!

      As for where to live, would you be buying somewhere or renting? If buying take into account the year round costs e.g. A/C has to be on most of the year here even when the home is unoccupied to stop it falling to bits. Do you want to live on the coast or inland? Home insurance on the coast costs a lot more (if you can get it) due to the high risk of hurricanes. North, Central or South? Florida is bigger than England

      If you have any more questions just ask

    4. #3

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      Hi Pink and thanks for your reply, it's much appreciated.

      Re my move to Florida, I visited a couple of times several years ago and loved the place. That said I've been recently to the West coast and love it there too although it seems much more expensive. At the moment it's more of a dream than a reality, I retire in May and will obviously have to visit and physically research my options, you can only do so much online. I'm not sure where I want to live, Orlando or St Pete probably, I would prefer to buy but may rent at first in order to "get a feel" for the place before buying.

      That B2 visa may be a good option as I would probably have to keep my house in England as a base when I return. So I may do 6 months here and 6 months in the U.S.. I was suprised there was no retirement visas, you would think the Americans would like you spending money earned in the UK in the US, without any burden being placed on the state, but apparently not.

      Anyhow, once again, thank you, I've got a lot of thinking and decision-making to do yet, hopefully I'll decide soon.

      Hargy.

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      Retiring to the USA from the UK.

      Hargy, check out some of the South American countries (Panama, Ecuador etc...) Easy to do 6 months there (Summer) & 6 months (Winter) in Florida.
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      Quote Originally Posted by JB300 View Post
      Hargy, check out some of the South American countries (Panama, Ecuador etc...) Easy to do 6 months there (Summer) & 6 months (Winter) in Florida.
      Can I ask, does this mean South America has different visa requirements so you could literall stay in America for 12 months of the year by moving from North to South

    7. #6

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      Retiring to the USA from the UK.

      Some of the South America countries have very generous retirement Visas so I don't see why not (Check out Ecuador, Belize & Panama)

      Though you may well get to like the place so much, you end up staying there all year round.
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    8. #7

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      Quote Originally Posted by JB300 View Post
      Some of the South America countries have very generous retirement Visas so I don't see why not (Check out Ecuador, Belize & Panama)

      Though you may well get to like the place so much, you end up staying there all year round.
      Thanks for that its great to know and well worth looking in to. Is there a minimum amount you need to retire in any of these?

    9. #8

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      Quote Originally Posted by hargy1296 View Post
      Hi Pink and thanks for your reply, it's much appreciated.

      Re my move to Florida, I visited a couple of times several years ago and loved the place. That said I've been recently to the West coast and love it there too although it seems much more expensive. At the moment it's more of a dream than a reality, I retire in May and will obviously have to visit and physically research my options, you can only do so much online. I'm not sure where I want to live, Orlando or St Pete probably, I would prefer to buy but may rent at first in order to "get a feel" for the place before buying.

      That B2 visa may be a good option as I would probably have to keep my house in England as a base when I return. So I may do 6 months here and 6 months in the U.S.. I was suprised there was no retirement visas, you would think the Americans would like you spending money earned in the UK in the US, without any burden being placed on the state, but apparently not.

      Anyhow, once again, thank you, I've got a lot of thinking and decision-making to do yet, hopefully I'll decide soon.

      Hargy.
      Hi Hargy,

      You are welcome :) As you said the most important thing is doing lots of research and not committing to anything until you are absolutely sure. You may change your mind after living here for months during the summer with the high humidity when you go from house to car to shop etc and want to spend as little time as possible out of the air conditioning, it's very different to being on holiday for a few weeks ;) We loved coming here on holidays but tbh I would prefer to live somewhere less humid, I keep hinting at the husband to get a transfer to another office lol.

      You would definitely need to keep your home in the UK as one thing you will be required to do when applying for a B2 visa is prove ties to your home country, e.g. own home, mortgage etc. If you don't own a home and don't work it's a likely denial. As you will be retired they won't be bothered about not working as they will expect that but they will want to make sure you have ties such as owning a home back in the UK.

      Many people come over for the winter months, it's the best time of year weather wise here as it's cooler, low humidity and the dry season so hardly any rain ;) My FIL used to do that, then he met an American, married her and ended up moving over permanently :) The only problem he had was health insurance, because he was over 60 he couldn't get any!!

      I suspect there is no such thing as a retirement visa as loads of people would apply, immigration is as complicated as it gets here!

      BTW if you do come over, you should 'give me a shout' as I live in Orlando ;)
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    10. #9

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      Quote Originally Posted by JB300 View Post
      Hargy, check out some of the South American countries (Panama, Ecuador etc...) Easy to do 6 months there (Summer) & 6 months (Winter) in Florida.
      He would have to become a permanent resident, if not a citizen of one of those countries, otherwise he would likely be refused a B2 visa on the basis of proving ties to the country he is coming from.
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    11. #10

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      Retiring to the USA from the UK.

      Interesting point Pink, I hadn't thought of that, just thought the fact that he would (I'm assuming) have a residential address with utility bills etc... would be enough but I was thinking more about entering on a Visa-Waiver (max 90 days) than a formal Visa

      As a retiree, it should be relatively straight forward to get residency in a number of the South America countries & once you have it, would you really want to go anywhere else for longer than 3 months at a time :)

      Should stress that I'm no expert on the Americas & my knowledge of South America is from research I'm doing for my own retirement planning (though I'm "Only" 46 so that may be a while off yet).


      To the OP, I'd recommend you list out your reasons for wanting to retire to Florida & see if there are other alternatives where Visas are not so difficult to get.

      If you're happy to share, it would make a great thread.


      JB
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